Being Prepared For The End
Death is not something anyone really wants to talk about. The idea of it, for the majority of us is very frightening-the idea of simply not being there, not existing. The moment as a child that you realise that nobody, including yourself, is going to live forever is somewhat earth shattering.
Some people, mostly the elderly, are well prepared for death. They have their affairs in order, they have a will written, they know whether they want to be buried or cremated, some even plan their own funeral! They’ve lived their life well, they’ve had, as the saying goes “a good innings” and they’re ready to leave the world.
Sadly, not everybody has this luxury and while the likelihood of you passing away prematurely is thankfully not a very likely one, it’s best to be prepared for any eventuality-mainly for the benefit of your family. Bereavement is probably the most difficult thing to go through in life, but making sure your family is prepared financially if not emotionally for such an unlikely event will at least make the hard times ahead a little more manageable.
Taking out life insurance will ensure that your family remains financially secure in the event of your death. If for example you are the main source of income for your family, there’s a big financial hole that needs to be filled. With HBF Life Insurance, the family does not have to face financial hardship on top of emotional upheaval. Cover is free for the first month,
Funerals also do not come cheap. They’re very stressful to organise and to attend and can cost thousands of pounds. Of course your loved ones will want to give you the send off you deserve and taking out funeral cover will go some way to helping them achieve this. If you’re between the ages of 35 and 70, why not check out HBF Ezicover Funeral Advantage, which pays a lump sum of between $5000 and $15,000 in the event of death., which can be put towards funeral costs or other unexpected expenses. It’s easy to sort out and very affordable.
Something that may also be of interest to you is the HBF Living Well community, which contains a lot of very helpful advice with regards to healthy living. It also allows you to find events in the local area, which offer 15% discount to HBF members who sign up online. Why not check it out?